BrightPath Finance offers loans up to $100,000. For your specific offer, we'll review the information in your application and credit report to determine an amount we think will be affordable for you. This'll help keep your payments manageable and set you up for successful repayment.

You can use your loan funds for a number of things. BrightPath borrowers use loans for things like:

Making major purchases

Handling unexpected repairs or medical expenses

Personal loans can also be a great way to pay down other high-interest accounts or consolidateyour debts. We even offer balance transfer loans for just that.

It depends on how you plan to use your loan. Debt consolidation loans are a great option to pay down or consolidate multiple debts, while cash loans may be a better fit for a single large expense.

It depends on how you plan to use your loan. Debt consolidation loans are a great option to pay down or consolidate multiple debts, while cash loans may be a better fit for a single large expense.

Understanding the benefits of debt consolidation loans

Debt consolidation loans have a lot of benefits that other options don't, including:

Lower rates: Interest rates on debt paydown loans may be lower than regular cash loans.

Easier debt consolidation: If you want a loan to help pay down or consolidate multiple other debts, debt consolidation loans can take some work off your plate. You add up to 12 creditors to pay, and we send the money to them directly.

Fixed rates: BrightPath's debt consolidation loans come with fixed interest rates, so you won't have to worry about rate changes or promotional periods like you might with a credit card.

Plus, any loan money left over after your creditors are paid goes directly to your bank account.

Our process is fast-most borrowers are approved within a few minutes. The exact turnaround time you'll see for your application will depend on your unique details. Once you submit your application, we start confirming the information you entered about your identity, employment, and income.

If we need any additional details or documents, we'll let you know through your To-Do List, so check in on that regularly. You can also reach out to our sales agent's at any point.

Your annual percentage rate (APR) is the overall yearly cost of your loan, including fees and interest. The APR on BrightPath Finance loans ranges from 5.99% to 35.89%.

We calculate the APR on your loan offer based on a number of factors, including things like your debt-to- income ratio and the loan amount. Since BrightPath loans are fixed-rate loans, that number (as well as your monthly payment and interest rate) won't change over time.